Luxury or Necessity: The Argument for Life Insurance

In third world countries, life insurance is a luxury. This is unfortunate considering the quality of life in these areas is way below the required international standard. Most people can’t secure a life insurance plan to protect the future of their families. Most people here live on the edge of life, with little hope for their family or the future. The life expectancy is low, as there are much higher rates of infectious disease. Since they are primarily concerned with their survival, many people cannot afford to worry about what will happen after they die. They do not have the option to provide for their loved ones after their passing. For those of us who have the opportunity to purchase life insurance, we should not take it for granted.

Plan for the Future

The value of loved ones cannot be overemphasized; our families are the reason we want to build a bright future. In financial planning, the first stage should be insurance. Without life insurance, you don’t have the ability to take care of your family after  your passing.  This means your financial planning is incomplete. All over the world, life insurance is not paid proper attention, and this is an issue people need to look into and take seriously. Life insurance is a system that gives your family assurance for the future and hope for a better life. If along the line anything happens to you, the insurance company will provide for your family where you cannot.

The Argument for Life Insurance

Generally, the reception from third world nations on the issue of life insurance has been relatively low. Over the past decade, it has gradually increased and people are gradually starting to rely on the safeguard it provides. There are some things in life that are inevitable. We will all eventually pass on. It cannot be avoided. However, we can avoid leaving our loved ones in difficult financial circumstances. All it takes is preparation.

In developed countries like the USA, life insurance is easily accessible and affordable. We have no excuse not to take advantage of this option. It gives your family something they can count on when you are gone. It allows you to care for them… even in your absence!

Auto Listings
Motorcycle Listings
Life Listings
Health Listings
Home Listings
Small Business Listings


  1. furtdso linopv on October 31, 2018 at 9:16 am

    I’m not that much of a online reader to be honest but your sites really nice, keep it up! I’ll go ahead and bookmark your website to come back later on. Many thanks

  2. Balenciaga on February 27, 2019 at 12:40 pm

    dwahggswps,This website truly has alll of the information and facts I wanted about this subject and didn?t know who to ask.

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.


Home Insurance: Climate Change a “Hot” Topic at Final 2019 Debate

January 14, 2020

Climate Change is one of those buzz phrases that we hear all the time. The conversation has been happening for years, but it has been hard to get people on…

Read More

Guide to Open Enrollment: Making Sure You Are Insured for Next Year

December 3, 2019

‘Tis the season! That doesn’t just apply to the holidays, but also to health insurance. You have probably heard the phrase “open enrollment” tossed around either on the news or…

Read More

Life Insurance Needs Assessment: Top 5 Reasons You Need Life Insurance

November 24, 2019

We are all guilty of procrastinating every now and then. Especially when it comes to the somewhat morbid topic of life insurance. We all know that our death is an…

Read More

Health Risks and Insurance Costs of Vaping: Is It Really “Cool to Vape”?

November 14, 2019

For decades, smoking has been advertised as cool, sexy, and trendy. With the invention of the e-cigarette, tobacco companies did not stray from their tried and true marketing strategy. Plus,…

Read More

Evaporated into Thin Air: Unseen Effects of Vaping on Health Insurance

October 31, 2019

Among many of the world’s new inventions, e-cigarettes have become a new craze. A recent article from Reuters reported that roughly 1 in 20 Americans are currently vaping or using…

Read More

Save on Car Insurance: Top 5 Ways to Secure a Cost-Effective Auto Policy

October 17, 2019

We are all trying to save more money, but sometimes there don’t seem to be any areas to cut back. One avenue to explore is ways to save on car…

Read More

All Risk Home Insurance Coverage: It’s a Risky Business to Go Without

October 15, 2019

We have all heard the horror stories about people not buying specific insurance coverage and then losing their homes to a tragedy. After an earthquake in California, our neighborhood chat…

Read More

Gap Coverage 101: What You Need to Know About Health Insurance

August 22, 2019

Mind the Gap There are several situations in life that cause people to either change their health insurance, end their health insurance, or have a gap in coverage. I recently…

Read More