Evaporated into Thin Air: Unseen Effects of Vaping on Health Insurance

best insurance quotes

Among many of the world’s new inventions, e-cigarettes have become a new craze. A recent article from Reuters reported that roughly 1 in 20 Americans are currently vaping or using e-cigarettes. Many people believe that this is completely healthy. It certainly sounds innocuous enough. It’s just vapor right? But what are the effects of vaping? Can smoking e-cigarettes or using a vape pen negatively affect your health? Could this someday be listed as a potential risk factor on health insurance applications? We discuss below. 

Statistics

The most recent statistics from the CDC tell us that roughly 38 million Americans were considered smokers in 2016. This actually showed a 5% decline from the year before. In terms of why, there could be several reasons. We would like to think that people are making the choice to be healthier. After all, we know the many health risks of smoking. It is reasonable to conclude that many people have decided to switch to the “healthier” habit of vaping instead. However, have we really explored the effects of vaping? Can it be harmful? 

What is Vaping?

To understand the effects of vaping, we need to start with the basics. According to the Surgeon General’s website, “e-cigarettes are devices that heat a liquid into an aerosol that the user inhales.” This is a problem because these tiny particles get inhaled deep into the lungs and leave behind residue. And although what the user exhales seems to disappear into thin air, it’s not just air. The user is breathing in heavy metals like tin and lead along with harmful chemicals. Once such chemical is Diacetyl, which has been connected to serious lung problems. 

Vaping and Nicotine

And, of course, the main problem with e-cigarettes is that the liquid usually contains nicotine. Nicotine is a chemical from the tobacco plant which acts as a stimulant in the body. We know that it affects the heart and our hormones. In addition, it is highly addictive. The majority of people who use tobacco products experience addiction. According to the 2012 Surgeon General’s report, only 1 out of 4 young smokers will quit. Of the 3 remaining smokers, 1 “will die from tobacco-related causes”. Nicotine is what gets these users hooked. According to Cancer.org, it is “thought to be as addictive as heroin or cocaine.”

Effects of Vaping on the Body

So, this means that when you vape, you are inhaling harmful substances combined with an addictive chemical. Thus, you want more. The dependence on the nicotine becomes so powerful that quitting can actually lead to withdrawal symptoms. So, the question remains, will vaping affect your health care costs in the future? Probably. According to WebMD, a federal survey showed that people who vape have a 71% higher risk of stroke than those who do not. Plus, they experience a 59% higher risk of heart attack. Along with all of the negative effects from tobacco, this will have an impact on your health. 

Effects of Vaping on Health Insurance

Insurance companies view it all the same. E-cigarettes are still a tobacco product. People who use tobacco products pay more for health insurance. Insurance companies are strict with their policies regarding tobacco users. This is due to the many health problems associated with it. According to a CDC report from 2018, tobacco use claims roughly half a million lives each year. This is why there is such a drastic difference in the insurance premiums. Sometimes, it can mean being charged almost 50% more. So, vaping might be better than smoking, but it isn’t risk-free. Before you start, you might want to consider whether it’s really worth it. 

Auto Listings
Motorcycle Listings
Life Listings
Health Listings
Home Listings
Small Business Listings

Leave a Comment





This site uses Akismet to reduce spam. Learn how your comment data is processed.

RECENT POSTS

The Importance of Home Inspections and Home Insurance

August 23, 2020

Every home is different, even if they have the same design. Therefore, every insurance policy is created differently. Choosing a home insurance policy is extremely important in the home ownership…

Read More

Kamala Harris as VP Pick: Her Impact on Health Care Policy & Insurance

August 13, 2020

Every day we witness history. This week, Joe Biden made a historic choice for his running mate. According to CNN, Kamala Harris is only the third woman to ever be…

Read More

Car Insurance, Commuting, and Coronavirus: Companies Offer Relief in Uncertain Times

May 25, 2020

Car Insurance is essential for anyone who drives. And the word “essential” has taken on a whole new meaning these days. Our daily lives have changed drastically amid coronavirus and…

Read More

Coronavirus Pandemic Reminds Us of Importance of Life Insurance

May 4, 2020

As of the beginning of May 2020, coronavirus is responsible for almost a quarter of a million deaths worldwide. The coronavirus pandemic has reminded us of all of what is…

Read More

The Healthcare Industry, Health Insurance, and Coronavirus

March 30, 2020

According to CNN, as of March 22, the number of deaths from coronavirus in the United States has risen to 377. As a result, governors in 5 states have issued…

Read More

Kobe Bryant’s Tragic Loss Reminds Us of the Fragility of Life

January 27, 2020

Kobe Bryant’s passing is a terrible tragedy. It’s easy to forget how fragile life is. Unfortunately, we can get caught up in the hustle and bustle. It is not uncommon…

Read More

Purchasing Life Insurance During a Health Crisis

July 8, 2020

There are several things to consider during a global health pandemic. Sometimes the increased messaging can create more fear and lack of understanding than we would like. Our world has…

Read More

Health Insurance During the Coronavirus Pandemic

July 2, 2020

In today’s world, we have never thought more about the health and well-being of our loved ones. Of course, going through a completely unique and uncertain time, we are all…

Read More