fbpx Skip to content

Uninsured Drivers

Uninsured Motorist

Uninsured Drivers

The law requires auto insurance. As a matter of fact, state minimum coverage varies, but drivers must have some type of protection while on the road. Uninsured drivers take a big risk every time they climb behind the wheel.

The Consequences

First of all, legal action results from being pulled over and not having insurance. These include a citation, fines, and possibly suspensions. Similarly, if you are in an accident and are responsible in any way, you face many problems. You will pay out-of-pocket for any damages and medical bills caused by the crash. Furthermore, it will be on your driving record.

Moreover, lawsuits can come about. The other driver can sue you for vehicle damage of personal injury. Consequently, being broke provides no safety. So do not think you are protected by the fact that you have no money to give. If you can’t pay, your assets will likely be seized. Is it really worth your home being taken from you to save $100 per month?   

Additional outcomes include license suspensions, vehicle registration suspensions, tickets, and large fines. And, of course, you will have higher insurance rates when you do get auto insurance. So, you are merely forcing yourself to pay more in future.

Uninsured Drivers

In addition to the personal costs to you, uninsured drivers pose a great risk to all drivers. Uninsured drivers threaten the safety of all of us on the road. In 2015, 1 in 8 drivers was uninsured according to the Insurance Research Council. Drivers who have no insurance cause many problems for themselves and others. Do not be one of these!

Be proactive and do not let your auto policy lapse! Making payments automatically can help you avoid your coverage being dropped for nonpayment. You could also pay yearly instead of monthly. Basically, this guarantees you a full year of coverage with one payment. This is much easier to keep track of than monthly payments, but it can be tougher on your budget. On top of making sure that you are always covered, be sure to keep proof of insurance with you when driving. Overall, remember to drive responsibly! Driving without coverage is not a gamble you want to take. Take a few moments to get a quote and find a policy that fits your needs. You will be glad you have it when the time comes. At the end of the day, it is the only protection against other uninsured drivers. At least you know you are covered. 

Auto Listings
Motorcycle Listings
Life Listings
Health Listings
Home Listings
Small Business Listings

Leave a Comment





This site uses Akismet to reduce spam. Learn how your comment data is processed.

RECENT POSTS

Save on Car Insurance: Top 5 Ways to Secure a Cost-Effective Auto Policy

October 17, 2019

We are all trying to save more money, but sometimes there don’t seem to be any areas to cut back. One avenue to explore is ways to save on car…

Read More

All Risk Home Insurance Coverage: It’s a Risky Business to Go Without

October 15, 2019

We have all heard the horror stories about people not buying specific insurance coverage and then losing their homes to a tragedy. After an earthquake in California, our neighborhood chat…

Read More

Gap Coverage 101: What You Need to Know About Health Insurance

August 22, 2019

Mind the Gap There are several situations in life that cause people to either change their health insurance, end their health insurance, or have a gap in coverage. I recently…

Read More

Motorcycle Insurance 101: First Time Riders

August 13, 2019

The Cool Commuter When you think of motorcycles, a few things come to mind. Typically, they are thoughts related to the Sons of Anarchy. However, there are actually a lot…

Read More

Could a Hybrid be the Answer to Your Commuter Blues?

August 13, 2019

If you are a commuter that drives into work or school daily, then you may have noticed that there are more cars on the road than ever before. Big cities…

Read More

Small Business Insurance 101: Construction

August 3, 2019

Construction and Insurance Home improvement is a trend that looks like it is here to stay in the US. With shows like Fixer Upper and Love it or List it,…

Read More

Road Trip and Car Insurance: Being Prepared

July 20, 2019

Road Trip Preparation Summer vacation is something that we look forward to all year. Here at Insuravita, we know that nothing ruins vacations like an unexpected insurance mishap. One of…

Read More

Average Costs of Teen Drivers: Teenagers and Auto Insurance

June 5, 2019

It is stressful to be a teenager and stressful to raise a teenager. And everything changes at age sixteen. Suddenly, teenagers are learning to drive and there are so many…

Read More
Scroll To Top
%d bloggers like this: