About Health Insurance

Everyday, life reminds us of how fragile we are as human beings. It seems as though, every time we turn around, the news is warning us that something else is threatening our lives, from bacteria in our lettuce, to the radiation from the sun, to the sugar we all love to consume. On top of all those things, we also have to consider the health problems built into our very DNA. From birth, we have predispositions, risk factors, and maybe even illnesses. And then there are all the accidents that could potentially befall us at any time when we’re driving home from work, working on a home improvement project, or just walking down the stairs. Death is inevitable, but there are ways to delay it as long as possible.

These include eating right, exercising, being careful, and also having good health insurance. Health insurance is hot-button issues. Many people find themselves confused by the minute details and excess of options. The process of healthcare insurance is more complicated than most people think. There is a lot to learn about the process and your options as a patient. There are a lot of common misconceptions about health insurance. We hear a lot of buzz words such as paying out of pocket, deductibles,claims, and benefits enrollment. Plus, there are other issues such as what to do if you are unemployed. There are complex issues involving medicaid and medicare and then choices between HMO’s and PPO’s. How will pre-existing conditions come into play? And how much will you be responsible for paying in the end?

Costs vary based on plans, which should be chosen based on your specific health needs. Take a look at our articles on various health insurance topics. They cover a lot of questions and concerns about healthcare insurance and how to properly obtain coverage for individuals and families. Even if you have health insurance options through your employer, it is important to do research so that you make the best choice for you. Things change in healthcare constantly and enrollment happens annually, giving you the option to change your plan based on shifting needs. Stay up to date and make sure you get the best insurance for your money. Insuring your life is one of the most important things you will do. Let us help!