fbpx

Everything you need to know about open enrollment

WT_health

Open Enrollment: Everything You MUST know

‘Tis the season. The weather is getting colder. Thanksgiving has almost come and gone and Christmas decorations are in stores. The end of the year is fast approaching and your mind is probably on holiday shopping. Remember, there is another, more important, thing to check off your list this year. Making sure that you have health insurance coverage for you and your family for 2019 is crucial. You may have heard that open enrollment dates are November 1st through December 15th. There is just enough time to apply during open enrollment and get back to the holiday festivities.

Open Enrollment Period

Depending on the state you live in, you may have more or less time to enroll for the affordable health plan. For example, in California, the open enrollment period goes from October 15th to January 15th. If you are currently enrolled in a health plan that is not meeting your needs, now is the time to switch your health care provider or plan. Conveniently, you can use Insuravita to compare quotes and learn which plan is best for you for the coming new year. Some health insurance plans are too expensive or have deductibles that are too high. Hence, they may not be the best option for your family.

Qualifying Events

Open enrollment is arguably the most important time of the year. For the rest of the year, you are not able change your coverage unless you have a specific life event. Such events may place you in a special exempt category. The most common life event is through employment. Basically, if you are hired by a company at any point, you can enroll in a health care plan outside of these dates. There are other life events like getting married, having a baby, moving, or losing your health insurance. You might also qualify due to a death in the family, becoming a U.S. citizen, losing your job, or adopting a child. It is important to know that, after one of these life events, you have up to 60 days to enroll in a health insurance plan.

In addition, there are other qualifying events for a life changing special enrollment such as your spouse’s open enrollment. Your spouse might choose to decline coverage from their employer. They are able to be placed on your health coverage or can be added to your employer’s health plan as a dependent. It is important to know what dates are considered for open enrollment in your state. Also, make sure you understand what life events may qualify you for special enrollment dates. If you do not have a special enrollment qualification, make sure to abide by the rules of open enrollment.

The Takeaway

There is an open enrollment checklist on the marketplace.cms.gov website to make sure that you are prepared to enroll in a healthcare plan. For instance, some items include information about your household size and home and mailing addresses for everyone looking to enroll. You will also need social security numbers and birth dates, and a best estimate of your yearly income. In conclusion, start your health insurance coverage today and make sure that you check this important task off your list in time.

Auto Listings
Motorcycle Listings
Life Listings
Health Listings
Home Listings
Small Business Listings

3 Comments

  1. Winston on December 21, 2018 at 1:46 pm

    Happy Holidays. I simply wondered if you’ve planned any marketing yet for your site. I’m self-employed doing this for various businesses for several years now, I feed my family doing this so I won’t complain. I’ve a way of getting immediate interested traffic and buyers to your site through social networking channels and email. Along with getting more likes, followers for all your social media accounts. I have a brand new program that has just been completed that listens to all social mentions being made, if a certain word or phrase is detected, we instantly send back to them a message that they should visit your site. We could use as many search terms as we wish, hundreds of targeted visits a day. I can even assist you in making/updating your website, fix site errors add updates etc. If you may want it.

    In addition to that, I’d also like to learn what your competitors have implimented that you havn’t done yet and address those issues asap. I’d also like to produce a video or 2 about your website and encourage them to rank high pretty quickly. Lastly I have a sizable database of opt in customers that are thinking about what it is you do, so if you’d like to expand your overall newsletter list let me know, I can enable you to get these records whenever you’d like them. They’d get you instant leads by supplying you with a listing of people or businesses that are seeking exactly what it is you’re offering.

    I take advantage of tools a good number of people don’t learn about or don’t have the time to use for themselves and I would like to use them for your site. If your’re to busy with current clients I understand, I was just wondering was all. Let me know if you’d like more info or references, I do have more than I know what to do with.

    Winston
    1.319.423.9473

  2. Michael Waterman on February 24, 2019 at 8:44 pm

    I love looking through and I think this website got some really utilitarian stuff on it! .

    • Insuravita on March 6, 2019 at 8:10 am

      Thanks Michael. Appreciate the comments and please come back often and share the site with your friends and family.

      Insuravita

Leave a Comment





This site uses Akismet to reduce spam. Learn how your comment data is processed.

RECENT POSTS

Gap Coverage 101: What You Need to Know About Health Insurance

August 22, 2019

Mind the Gap There are several situations in life that cause people to either change their health insurance, end their health insurance, or have a gap in coverage. I recently…

Read More

Motorcycle Insurance 101: First Time Riders

August 13, 2019

The Cool Commuter When you think of motorcycles, a few things come to mind. Typically, they are thoughts related to the Sons of Anarchy. However, there are actually a lot…

Read More

Could a Hybrid be the Answer to Your Commuter Blues?

August 13, 2019

If you are a commuter that drives into work or school daily, then you may have noticed that there are more cars on the road than ever before. Big cities…

Read More

Small Business Insurance 101: Construction

August 3, 2019

Construction and Insurance Home improvement is a trend that looks like it is here to stay in the US. With shows like Fixer Upper and Love it or List it,…

Read More

Road Trip and Car Insurance: Being Prepared

July 20, 2019

Road Trip Preparation Summer vacation is something that we look forward to all year. Here at Insuravita, we know that nothing ruins vacations like an unexpected insurance mishap. One of…

Read More

Average Costs of Teen Drivers: Teenagers and Auto Insurance

June 5, 2019

It is stressful to be a teenager and stressful to raise a teenager. And everything changes at age sixteen. Suddenly, teenagers are learning to drive and there are so many…

Read More

Health and Happiness: Activities Good for Body and Soul

May 28, 2019

There are so many factors in day to day life that affect your overall health and wellness. Stressful situations in work and social life can create issues like insomnia and…

Read More

Small Business 101: Starting a Business in California

May 13, 2019

As the saying goes, there is no reward without risk. There is always risk when starting a business. A lot of this risk comes from uncontrollable circumstances like an economic…

Read More
%d bloggers like this: